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Secured & Unsecured Credit Card List

If you are new to credit or you are trying to rebuild your credit, the following credit card offers will help you. To get started call the toll-free # provided & request an application. You will receive your credit card within a few weeks. Many banks now maintain their own websites where you can apply online. For your convenience, we have included those website addresses in this report.

Because most "high risk" credit card banks offer both UNSECURED and SECURED credit cards, be sure to specify which one you are applying for when contacting the respective bank. A SECURED card requires you to open and maintain a savings account as security for your line of credit; an UNSECURED card does not.


First National Bank
PO Box 6000
Brookings, SD 57006-6000
Cross Country Bank
800 Delaware Avenue
Wilmington, DE 19801
(302) 326-4200 or 1.800.252.1159
Orchard Bank
P.O. Box 19360
Portland, OR 97280
Merrick Bank
P.O. Box 571308
Salt Lake City, Utah 84157-1308.
(Not Available in The Virgin Islands, Puerto Rico and Wisconsin)
First PREMIER Bank
PO Box 5114
Sioux Falls, SD. 57117-5114
(Not available in Wisconsin)
First National Bank
Pierre, SD
(Not available in Wisconsin)



Key Bank and Trust
Sterling Bank & Trust
Associates National Bank
First Consumers National Bank (FCNB)
PO Box 2088
Portland, OR 97208
(Not available in North Carolina and Vermont)


Catalog Merchant Credit Cards

American Consumers Express
PO Box 2855
Pompano, FL 33072
Credit Plus
PO Box 766
Bridgeton, MO 63044


Erase Bad Credit Establish AAA Credit Wipe Out Debts
Buy a Car w/Bad Credit Buy a House w/Bad Credit Bankruptcy
Debt Consolidation Credit Counseling Credit Repair
Credit Card Fraud Qualify for Credit Debt Collectors

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